Trusted Lenders & Vendors

No. You are free to use any lender you choose. This network exists because closing on time depends heavily on the lender, and these are the ones that have consistently performed for HTX Realty Group clients. There is no requirement and no penalty for going elsewhere.

Vamshi Kyatham is himself a licensed mortgage loan originator with Premia Mortgage, so if you choose to finance through him he is compensated for that work as the originator, and that will be disclosed to you in writing. The inspectors, title companies, insurers, and contractors listed here are referrals based on client outcomes.

Because rate is only one term. Underwriting speed, appraisal management, willingness to re-verify late in the process, and whether the loan officer answers the phone on a Saturday all determine whether a contract closes on the date it says. In a multiple-offer situation, a lender the listing agent trusts can make a lower offer win.

Conventional, FHA, VA, USDA, jumbo, and investment-property financing are all available through this network, along with Texas first-time buyer programs and down payment assistance for qualifying buyers.

Before touring homes. Pre-approval sets a realistic budget, tells you the actual monthly cost including Fort Bend County property tax and MUD district rates, and is required by most listing agents before they will accept an offer.