First Time Homebuyer

Welcome To One Of The Exceptional Home Buying Experiences Of Your Life!

Are you ready to take on the challenge of buying a home or thinking about investment opportunities?
Make sure to read our how-to guide before you jump in.

How To Buy A House/Property

Let’s take a closer look at what each of these steps involves and what you’ll do along the way. HTX Realty Group is dedicated to professionalism from start to finish of the homeownership process. This means to you that we will be right by your side every step of the way, helping you negotiate and close on the home that makes you happy.

There are many Realtors out there who could help you. But there is one thing that makes Vamshi different from the rest. The one thing that causes my satisfied clients to tell their friends about me. Vamshi cares about you and cares about your trust. He cares about transparency, communication, and details to build a longtime relationship as my lifelong realtor. He also cares about how you feel about his service, his expertise, his guidance, his knowledge, and whether you would recommend him.

Vamshi is there for you throughout the home buying process, whether it’s information, an opinion, a referral for a lender or a mover, or a listening ear.

Most Home Sales Involve The Following 11 Steps

  • 1. Decide Whether You’re Ready to Buy A Home/Property
  • 2. Calculate How Much House/Property You Can Afford
  • 3. Save For A Down Payment And Closing Costs
  • 4. Get Preapproved For A Mortgage
  • 5. Find The Right Real Estate Agent For You
  • 6. Begin House Hunting
  • 7. Make An Offer On A House/Property
  • 8. Get A Home Inspection And Appraisal
  • 9. Ask For Repairs Or Credits
  • 10. Do A Final Walkthrough
  • 11. Close On Your New Venture

Process

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Costs To Expect When Purchasing Your Home

  1. Appraisal Fee
    1. Usually ranges from $495 to $700 and is dependent upon square footage, loan program, and location
    2. The Appraisal is ordered by the Lender and is paid for by the Buyer when the order is placed.
  2. Survey Fee
    1. Negotiable between Buyer and Seller, the survey costs usually range from $450 to $650
    2. It is ordered by the Title Company and billed at the time of closing.
  3. Mortgage Costs
    1. The mortgage company must provide the cost of your loan along with the loan estimate.
  •  

Earnest Money

  1. Customarily 1% of the Sales Price (negotiable)
  2. The title company MUST receive the Earnest Money within 3 business days of the effective date of the Contract
  3. Earnest Money will be credited back to you at closing
  1. Earnest Money
    1. Customarily 1% of the Sales Price (negotiable)
    2. The title company MUST receive the Earnest Money within 3 business days of the effective date of the Contract
    3. Earnest Money will be credited back to you at closing
  2. Option Fee
    1. Usually ranges from $200 to $500 (negotiable)
    2. The Option Fee must be paid in the form of a check payable to the Seller
  3. Inspection Fees
    1. Ranges from $400 to $1,000 or even more depending on the Inspection’s scope and the Inspector chose.
    2. The fees are paid directly to the Inspection Company of your choice
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Vamshi Makes Your Dream Home Into Reality

Useful Websites For Community Information

  1. For Demographic Information about the various cities in the area – http://quickfacts.census.gov/qfd/states/48000.html
    1. Detailed information about all schools can be found at www.schooldigger.com.
    2. For information about the Texas School Accountability Rating System, go to https://rptsvr1.tea.texas.gov/perfreport/account/
    3. You may also check the Houston Association of Realtor’s school information by clicking on School Finder at www.HAR.com.
City Information
Relocation Essentials has all kinds of really great information about the cost of living, crime, and schools –
  • http://www.relocationessentials.com/default.aspx
  • Houston – http://www.houstontx.gov/
  • Sugar Land – http://www.sugarlandtx.gov/
  • Missouri City – http://www.ci.mocity.tx.us/
  • Katy – http://www.ci.katy.tx.us/
  • Pearland – http://www.ci.pearland.tx.us/
  • Crime Statistics – https://www.raidsonline.com/
  • Sex Offender Registry – http://www.familywatchdog.us/
  • Vamshi has a vast, trusted customer base who rated him 5 stars for exceptional services. He delivers and builds long relationships with his prospects and clients.
  • What Our Clients Say

    We bought a home recently through Vaibhav Sharma.Not only Vaibhav is an outstanding person, he is a great realtor too. He is very knowledgeable about the local(Houston) real estate markets.He was determined to help us get the home that we wanted. He dealt with our varying needs very patiently. He ...
    Rupa Iyer
    We, coming from a different state and buying in Texas, how do we navigate it? Every step, what to expect, availability search, offer process, all nine yards after offer acceptance, gosh, it won't be easy! Here is where Vamshi came to our help. Glad that we worked with him, professional ...
    This was our first experience of this kind in the US. Vamshi is very professional, patient and gentle yet firm in his approach.He is thorough and detail oriented.The entire process was executed with ease thanks to Vamshi’s facilitation.
    Vamshi Kyatham is one of the best Realtors we ever worked with. He had helped us in selling our house in Sugar Land, TX and buying a new house. All through the selling process, Vamshi protected our interests and stressed on sticking to market price. There were times when we ...
    Vamshi is very patient, understands buyer requirements, there is never rush at any point. He coordinates and guides professionally. His immense knowledge about his Buisness has helped us find our nest. Thank you!!
    Vamshi was guiding me throughout my home purchase preocess. He was forthcoming with regard to various options available for purchasing home, and helped me make informed decision. He is the person who can get the job well done.   Read ...
    Wow! Made buying a house such a breeze! I was new to home buying, and have heard horror stories from friends and family about terrible agents. *Vamshi* was professional and personal! He never made me feel uncomfortable and helped me every step of the way . explained everything in a ...
    Vamshi helped us buy our first new home. He was very knowledgeable and provided valuable suggestions which made us make good decisions at every step of the process. He was always available to patiently answer our questions. We would like to specially mention that his assistance at the design center ...
    Rajyalakshmi Tupuri
    We were fortunate to find Vamshi during one of the initial viewings and it took us no time to appoint him as our sole agent for buying our dream home. He straightaway came across as someone who cares and goes an extra mile to understand our needs as a family ...
    Being a first time home buyer, we needed someone to be on our side to help us through the home buying process. We are blessed to have Vamshi on our side for our first home. HE understood exactly what we were looking for and guided us in the right direction. ...
    Reddy Maddirala

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